Terms of Use

By using Networthy HQ you agree to these terms. They're written to be readable, not to trip you up.

What Networthy HQ is

Networthy HQ is a tool for tracking and organising your personal net worth. It is not financial, investment, tax, or legal advice, and nothing in it is a recommendation to buy, sell, or hold any asset. Decisions you make are your own.

Accuracy of figures

Values shown are estimates. Live prices come from third-party public sources and may be delayed, incomplete, or unavailable; hand-entered values and market valuations of illiquid assets (property, private business, alternates) are whatever you enter. The "where do you stand" comparison is a modelled estimate, not a census. Always verify against your own records before relying on any number.

Your account

You're responsible for the security of the email account you sign in with, and for the data you enter. Keep your login codes to yourself. Don't upload data you don't have the right to, or use the service to break the law.

Availability

The service is provided "as is" and "as available", without warranties of any kind. We don't guarantee it will be uninterrupted, error-free, or that live-price sources will keep working. To the fullest extent permitted by law, the operator is not liable for any loss arising from your use of, or inability to use, Networthy HQ — including any decision made on the basis of figures it shows.

Changes

These terms may be updated from time to time; continued use means you accept the current version. If you don't agree with them, please don't use the service.

This is a plain-language starting point, not a substitute for legal advice — review it with a professional before relying on it commercially.